Kubera Kolam
On Thursday between 5:30-6 pm, draw with rice flour / chalk / computer printout, the kubera kolam as given below on a clean place, preferably near the puja mandir. Start writing the numbers in this order 24, 28, 23, 33, 27, 20, 25, 26 and 21
Place coins (9 for 9 squares) on each number with the number towards the kolam
Place kumkum and red / white flower on the coins
Light Deepam and agarbati
Chant the Kubera Mantra 11 times
You can reuse the coins every time
You can draw the kolam everyday and pray to Kubera everyday if you have time or energy or interested
Its best to do the above procedure also on Amavasya (New moon) days especially during Diwali night
Kubera Mantra
Manuja vakya vimana varishtikam
Garuda rathna nidhi thayakam
Siva saka murudathi vibhoosidham
Varagatham dhanatham bajathunthilam
Kubera Gayatri Mantra
Om Yaksha Rajaya Vidhmahae Alakadeesaya Deemahe Tanno Kubera Prachodayath
Benefits
Overcoming all money related problems
Clearing off your debt completely and never fall into debt again
Money showering on you in all forms and sometimes in an unexpected way
One single word – you will be surrounded by wealth/money all the time